--- title: Café Lending description: Always professional, with a casual flair, we're confident we can provide the perfect lending program to fit your homebuying needs. --- [![Cafe Lending](https://cafelending.com/hs-fs/hubfs/raw_assets/public/CafeLending_September2022/images/cafe-lending-logo-high-res.png?width=432&height=679&name=cafe-lending-logo-high-res.png "Cafe Lending")](https://cafelending.com/) Menu - [Apply](https://cl.mortgageexpressapp.com/borrower/signup/susan@cafelending.com) - [About](https://cafelending.com#about) - [Team](https://cafelending.com#ourteam) - [Testimonials](https://cafelending.com#testimonials) - [Loans](https://cafelending.com#loans) - [Resources](https://cafelending.com#resources) - [Contact](https://cafelending.com#contact) - [Log In](https://cl.mortgageexpressapp.com/borrower/login/SUSAN@CAFELENDING.COM) --- # ![Title](https://cafelending.com/hubfs/CafeLending_September2022/images/home-1.png) --- [**Apply for My Loan Today ](https://cl.mortgageexpressapp.com/dr/c/gt3lm) --- ##### It’s free, secure, and takes less than 5 minutes. --- --- Café Lending is a division of GVC Mortgage, Inc. --- # Why Café Lending? --- ** --- ### Personalized Loans --- Get the right loan for your situation. ** --- ### Quick Closings --- Close your loan in weeks. ** --- ### Great Support --- Enjoy the personalized service you deserve. --- ** ## About Us --- ### Always professional, with a casual flair, we are confident we can provide the perfect lending program to fit your needs while delivering unsurpassed customer service. --- --- ## [**Apply For Your Loan**](https://cafelending.com#ourteam) # Meet Our Team We All Have a Role on Our Team but Each of Us Can Help You ![indianapolis-susan-nemeth-picture-1-3](https://cafelending.com/hs-fs/hubfs/CafeLending_September2022/images/indianapolis-susan-nemeth-picture-1-3.jpg?width=300&height=300&name=indianapolis-susan-nemeth-picture-1-3.jpg "indianapolis-susan-nemeth-picture-1-3") ## Susan Nemeth Founder NMLS# 223350 [![View Bio](https://no-cache.hubspot.com/cta/default/5654466/2193c175-3145-4f87-bbe7-f8e2c8aebe6f.png)](https://cta-redirect.hubspot.com/cta/redirect/5654466/2193c175-3145-4f87-bbe7-f8e2c8aebe6f) ![Nolan Hall Headshot (1)](https://cafelending.com/hs-fs/hubfs/Nolan%20Hall%20Headshot%20(1).png?width=300&height=300&name=Nolan%20Hall%20Headshot%20(1).png "Nolan Hall Headshot (1)") ## Nolan Hall Senior Mortgage Advisor NMLS# 2119761 [![View Bio](https://no-cache.hubspot.com/cta/default/5654466/f452ca50-a3a6-4def-b569-ffb035163e62.png)](https://cta-redirect.hubspot.com/cta/redirect/5654466/f452ca50-a3a6-4def-b569-ffb035163e62) ![Chartley Headshot](https://cafelending.com/hs-fs/hubfs/Chartley%20Headshot.png?width=300&height=300&name=Chartley%20Headshot.png "Chartley Headshot") ## Chartley Bondurant Loan Partner NMLS# 1546298 [![View Bio](https://no-cache.hubspot.com/cta/default/5654466/22d8e490-e2c6-443d-9afc-c3978e5ce88d.png)](https://cta-redirect.hubspot.com/cta/redirect/5654466/22d8e490-e2c6-443d-9afc-c3978e5ce88d) ![Michele Gran Headshot](https://cafelending.com/hs-fs/hubfs/Michele%20Gran%20Headshot.png?width=300&height=300&name=Michele%20Gran%20Headshot.png "Michele Gran Headshot") ## Michele Gran Loan Partner NMLS# 1029835 [![View Bio](https://no-cache.hubspot.com/cta/default/5654466/0d6dc968-77f3-4ac1-b7d2-9c3b7afd2a5d.png)](https://cta-redirect.hubspot.com/cta/redirect/5654466/0d6dc968-77f3-4ac1-b7d2-9c3b7afd2a5d) --- --- # The Right Loan Program for You ## Which Scenario Below Best Describes You? FHA --- #### **I do not have a lot of money for a down payment.** --- --- Loan Features: [Learn More](https://cafelending.com#) USDA --- #### **I live in a rural area and need financing for a home.** --- --- Loan Features: [Learn More](https://cafelending.com#) Conventional --- #### **I am able to make a larger down payment.** --- --- Loan Features: [Learn More](https://cafelending.com#) VA --- #### **I am an active member of the military or a veteran.** --- --- Loan Features: [Learn More](https://cafelending.com#) Doctors --- #### **I am completing my residency and want to buy.** --- --- Loan Features: [Learn More](https://cafelending.com#) Jumbo --- #### **I want to purchase a home in a higher price range than a typical loan program allows. ** --- --- Loan Features: [Learn More](https://cafelending.com#) ## **[Apply for Your Loan Today**](https://cl.mortgageexpressapp.com/dr/c/gt3lm)** # Mortgage Resources and Tools ## What Resource are You Looking for? --- ** ## How to Get a Loan --- [Learn More](https://cafelending.com#howtogetaloan) --- ** ## Mortgage Checklist --- [Learn More](https://cafelending.com#mortgagechecklist) --- --- # How to Get a Loan to Purchase a Home ## You Will be Amazed at How Quick and Simple the Loan Process is Step 1 --- #### **Apply now, getting started is easy.** --- --- Start by completing our “[secure application](https://cl.mortgageexpressapp.com/borrower/signup/susan@cafelending.com)” . It takes minutes and provides basic information to allow us to start to analyze options for you. [Learn More](https://cafelending.com#) Step 2 --- #### **You have an accepted offer.** --- --- Once you have an accepted offer, you’ll be eligible to lock into your interest rate. We’ll prepare initial loan disclosures and create a list of any last documents that need collected. [Learn More](https://cafelending.com#) Step 3 --- #### **Closing on your loan.** --- --- Once the underwriter has cleared your loan for closing, we’ll work with the Title Company (where your closing will take place) to finalize your numbers for closing. We pride ourselves on giving you assurance the amount you need for closing will never be more than what we’ve estimated for you…again – no negative surprises! [Learn More](https://cafelending.com#) ## [Back to Resources](https://cafelending.com#resources) --- # Mortgage Checklist ## The Following Information is Usually Required During the Loan Process | | | | --- | --- | | Social Security Number and Date of Birth | ** | | Most Recent 30 Days Worth of Paystubs | ** | | Most Recently Filed Federal Tax Return (if self-employed, will need 2 consecutive years) | ** | | Most Recent 2 Years of W2’s, 1099’s and/or K-1’s | ** | | Bank Statements for the Past 2 Months | ** | | Investment Account Statements for the Past 2 Months | ** | | Retirement Account Statements for the Past 2 Months | ** | | Documentation to Support the Source of any Large Deposits into Bank Accounts | ** | | Copy of Photo ID | ** | | Divorce Decree (if applicable) | ** | | If You Currently Own Real Estate | | | Mortgage Statement | ** | | Home Equity Line of Credit Loan Terms (if applicable) | ** | | Home Insurance Policy Information | ** | | Most Recent Property Tax Bill | ** | | Copy of Rental Lease Agreement (if applicable) | ** | ## [Back to Resources](https://cafelending.com#resources) --- # Contact Us ## How Can We Help You? --- ## **Susan Nemeth** ## [susan@cafelending.com](mailto:susan@cafelending.com) 317.375.7744 ## **Nolan Hall** ## [nolan@cafelending.com](mailto:nolan@cafelending.com) 317.375.7744 ## **Chartley Bondurant** ## [chartley@cafelending.com](mailto:chartley@cafelending.com) 317.375.7730 ## **Michele Gran** ## [michele@cafelending.com](mailto:michele@cafelending.com) 317.375.7712 --- ## **[Apply for Your Loan Today**](https://cl.mortgageexpressapp.com/dr/c/gt3lm)** [top](https://cafelending.com#top) ### Connect With Us [** ](https://www.facebook.com/cafelending/) ### Contact Info Office: 317.375.7744  2509 N Delaware St  Indianapolis, IN 46205  - Site Navigation - [About](https://cafelending.com#about) - [Team](https://cafelending.com#ourteam) - [Loans](https://cafelending.com#loans) - [Resources](https://cafelending.com#resources) - [Contact](https://cafelending.com#contact) - Legal - [State Licenses](https://cafelending.com/state-licenses) - [Privacy Policy](https://www.gvcmortgage.com/privacy-policy) - [Consumers](https://www.gvcmortgage.com/consumers/) - [Legal Disclosure](https://www.gvcmortgage.com/legal-disclosure/) © 2023 Café Lending, a division of GVC Mortgage, Inc. 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